Home Services Transfer of Equity
Changing Property Ownership

Transfer of Equity, done properly

Whether you’re adding a partner to the deeds, removing a name after divorce, gifting a share to family, or buying out a co-owner, we handle the legal paperwork cleanly, efficiently, and with no surprises.

The Service

Changing who’s on the title deeds

A transfer of equity is the legal process of changing the legal ownership of a property without actually selling it. It happens whenever someone is added to or removed from the title deeds. Common situations include marriage, separation, gifting a share to a child, buying out a sibling or partner, or restructuring ownership for tax planning.

We handle the whole legal side: drafting the transfer deed, obtaining lender consent where needed, registering the new ownership with the Land Registry, and dealing with any Stamp Duty or HMRC filings that come into play. Most transfers complete in a matter of weeks.

  • Deed Drafting

    We draft a clear, legally watertight transfer deed (TR1 form) that reflects exactly what you’ve agreed.

  • Lender Consent

    If there’s a mortgage on the property, we obtain the necessary lender consent and coordinate any remortgage requirements.

  • SDLT & HMRC Filings

    We assess any Stamp Duty Land Tax that may apply and handle the filings directly with HMRC.

  • Land Registry Update

    We register the change of ownership with HM Land Registry so the title properly reflects the new owners.

How It Works

The transfer process, step by step

Four clear stages from initial instruction through to a fully registered transfer.

1

Instruction

Get in touch with the details of what you’re trying to achieve. We’ll explain the process, agree fixed pricing, and complete ID checks.

2

Title & Mortgage Check

We review the property title, check the current ownership structure, and contact your mortgage lender if there’s a loan on the property.

3

Deed & Signatures

We draft the transfer deed and any supporting documents. Everyone involved signs, and we deal with any consent or witnessing required.

4

Completion & Registration

Funds transfer if needed, the deed is finalised, SDLT is filed if applicable, and the new ownership is registered with HM Land Registry.

Why Simply Move

Transfers handled with care and clarity

Whether the circumstances are happy or difficult, we approach every transfer with the same sensitivity, professionalism, and attention to detail.

Sensitive & Discreet

Transfers often come after life-changing events: divorce, bereavement, a relationship breakdown. We handle every case with discretion and care, not just paperwork.

Fixed-Fee Pricing

Our transfer of equity fees are agreed upfront and fixed. No hidden costs, no admin charges added at the end, no nasty surprises.

Tax Aware

We understand when Stamp Duty applies (and when it doesn’t), so you don’t pay more than you have to and you’re fully compliant with HMRC.

★★★★★
They are professional, efficient, and always kept us well-informed throughout the process. Their clear communication and availability made everything stress-free. We highly recommend their services and we will definitely use them again.
Gioia Patrizi Transfer of Equity Client
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