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Instruction
Once your mortgage offer is issued, instruct us. We’ll carry out ID checks and open your file.
Switching deals, releasing equity, or moving to a better rate? We handle the legal work on your remortgage efficiently, keeping your new lender and existing lender coordinated so everything completes on time.
A remortgage is when you take out a new mortgage on a property you already own — either to replace your existing deal, release equity, or consolidate debt. Even though you’re not moving home, there’s still a set of legal steps to work through.
We handle the legal side efficiently: reviewing your new mortgage offer, coordinating with both lenders, ensuring funds transfer smoothly, and updating the Land Registry. Most remortgages complete within a few weeks.
Typically faster than a purchase — four clear stages from instruction to completion.
Once your mortgage offer is issued, instruct us. We’ll carry out ID checks and open your file.
We check the property title, review the new mortgage offer, and flag anything unusual.
We obtain a redemption statement from your current lender and confirm completion funds with the new one.
Funds transfer, old mortgage is redeemed, new mortgage is registered at Land Registry. Done.
Time is money with remortgages — delays can cost you your rate lock. Here’s how we keep things moving.
We know mortgage offers have expiry dates. We work briskly to ensure you complete before your rate lock runs out.
We’re on major lender panels, so we can act for you and your lender — saving time and paperwork.
Our remortgage fees are fixed and agreed upfront, with no hidden admin charges bolted on at the end.
They are professional, efficient, and always kept us well-informed throughout the process. Their clear communication and availability made everything stress-free. We highly recommend their services and we will definitely use them again.
Use our transparent online calculator for an instant, itemised estimate — or speak to our team directly for advice tailored to your situation.